Our P&G Financial Advisory engagement level has been created specifically for  current employees of P&G. We will collect and analyze detailed information, including personal preferences and objectives, in order to devlop a baseline financial projection and various alternative scenarios.  We will discuss the merits of each alternative, agree upon the optimal strategy and identify specific recommendations in each of the following areas:

PST Distribution  Retirement Planning  Stock option management  Education savings  Debt management  Income tax planning  Life, disability, long-term care insurance	Separation planning  General financial advice  Income tax preparation1  Cash flow planning  Charitable giving  Estate and trust planning solutions

¹Includes preparation of client’s individual income tax returns and any required quarterly estimated tax vouchers. Tax returns for the client’s dependents (as defined under U.S. Tax Law) will be subject to a separate  $100 fee per dependent return.

Concurrent with the detailed wealth planning is the drafting of an Investment Policy Statement (IPS).  The IPS outlines the client’s asset allocation, the recommended mix of underlying investment vehicles and guidelines for the deployment, benchmarking, trading and rebalancing.  The IPS provides the framework for ongoing management of the investment portfolio.  Portfolio services delivered to all Truepoint clients include:

• Investment policy development and portfolio design
• Investment manager/vehicle selection
• Ongoing contingent portfolio rebalancing
• Portfolio performance mentoring and reporting